Comprehensive Car Insurance

The only comprehensive cover built for Toyota vehicles

Toyota Genuine Parts

We’ll protect the integrity of your Toyota by using Toyota Genuine Parts for authorised repairs within the manufacturer’s new vehicle warranty period at the time of the accident

Lifetime repair guarantee

When an authorised Toyota repairer works on your car, their work is guaranteed for the life of the vehicle.

New replacement Toyota

If your Toyota is beyond repair and is less than three years old, we’ll replace it with a new one.

Why choose us

Why choose us

Toyota quality

No matter what happens to your Toyota, with Toyota Car Insurance you can count on quality. Quality repairs, with Toyota Genuine Parts.

Why choose us


Toyota has built a reputation on reliability and you can expect the same from Toyota Insurance – we’ve always got your back.

Why choose us

We know your car

We understand how important your Toyota is to you, and we know what it takes to get you back on the road.

Why choose us

We’ll keep you moving

We cover up to $100 for cabs from your accident, and in the event of a stolen car we’ll provide a rental car (optional benefit).

We’ve got you covered

The Toyota Insurance difference.

Benefit Covered by Toyota Comprehensive Car Insurance
Repairs by Toyota approved or authorised repairers National network of Toyota approved or authorised repairers
Toyota Genuine Parts For authorised repairs on your Toyota within the manufacturer's new vehicle warranty period at the time of the accident
Lifetime Repair Guarantee on all authorised repairs When an authorised Toyota repairer works on your vehicle
New for old Toyota replacement On Toyotas less than three years old
Rental car cover if your vehicle is stolen Up to 30 days (maximum $100 per day)
Travel expenses following an accident or theft Up to the value of $500
Agreed value The certainty of knowing the amount for which your vehicle is covered during the period of cover
Excess free glass cover Optional benefit available for an additional premium

This table provides a summary of the policy benefits only. For full terms, conditions and exclusions please read the Policy and Product Disclosure Statement.

Frequently Asked Questions

  •  What does Comprehensive Car Insurance cover?

    Comprehensive Car Insurance will cover you for accidental loss or damage to your vehicle (including fire and theft), and to other people’s cars and property following an accident.

    With Toyota Car Insurance, you know you are in safe hands by choosing a policy developed by the people who know your Toyota best.

  •  I have a CTP. Do I need Comprehensive Car Insurance?

    Compulsory Third Party (CTP) Insurance only covers you for personal injury to a third party (pedestrians, cyclists and other road users) when your vehicle is involved in an accident. This insurance is compulsory and the way you pay differs per state. CTP does not protect you against damage to your car or any other vehicle or property involved in the accident.

  •  What does third party insurance cover?

    Third party car insurance offers cover for damage caused to someone else's vehicle or property if you're liable for it. This is different to Compulsory Third Party Insurance.

  •  What's different about Toyota Car Insurance?

    Toyota Car Insurance exists to provide cover for your Toyota. This means you don’t have to worry about the quality of repairs or parts used. While other insurers may only pay for substandard repairs and non-genuine parts, we guarantee your Toyota will remain a Toyota.

  •  What is insurance excess?

    An excess is the amount you may have to pay towards the cost of a claim under your policy. The excess amount may differ depending on your policy and the type of claim. Any applicable excess amounts will be stated on your Policy Schedule or in the Product Disclosure Statement. An excess is payable if you are deemed at fault or there isn’t another party that we can claim against.

  •  Does Toyota Car Insurance cover other vehicles?

    Toyota Car Insurance is designed for Toyota vehicle, however, you can insure other makes if you wish.

  •  How do I make a claim?

    For assistance contact Toyota Insurance as soon as possible on 1300 658 027 and we’ll help you every step of the way. For full details on what's covered please download the Toyota Insurance PDF guide.


Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

The information provided by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.